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Life Zemplified

Discover What Matters • Leave the Rest

FI

Ready, Aim, F.I.R.E.? [Start with this Planner!]

woman sitting on floor with planning notes all around her

Have you ever embarked on a big new project with only piecemeal blueprints to follow? You start with a grand idea. Have a vague notion of where you want to take it, yet aren’t quite sure how to make it a reality. You know information is out there to help. But you can’t seem to find it all in one…

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FI

Refocusing Our 2020 Vision

blurry look at trees going through a change in seasons

2020 was supposed to be our year. The year we would retire early and start traveling the United States. We’d even picked July 4th to be our first official independence day from work. It was the summer of 2013 when I first stumbled across the personal finance blogging community and the financial independence retire early (FIRE) movement. To say it…

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Finances

How to Rebuild Your Financial Life After Divorce

building financial life after divorce

Today we have a guest post from Bryan of Bucks & Cents. Bryan’s a financial manager and licensed real estate agent. He holds a BA and a Master of Public Administration. He enjoys helping others get their finances on track and create wealth-building strategies. There’s no question that going through a divorce can play havoc on your life and your…

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Finances

When A Loved One Needs Your Help [Becoming a Guardian or Conservator]

conservator and guardian help needed

I’ve officially been a conservator and guardian for my elderly aunt for three months now. But the process started a few months before that. And something new comes up every few days, sometimes for 3-4 of days in a row. The legal and accounting aspects of these roles are the easy part. Managing the stress and emotions that arise –…

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Finances

Would You Buy This Rental Property For 65K?

deal or no deal question

I purchased my first rental property at 26 and I’ve now been a landlord for half of my life. My parents owned five rental properties when I was growing up and both of my brothers are “buy-and-hold” residential real estate investors too.  We’re a family that believes real estate investing is a good way to build wealth. The rental properties…

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Goals

Plan For Success: Think Big and Work The Small Details

think big and reach for the moon

How do successful goal achievers create lasting wins and transformation? They think big first and often while also knowing when to focus and work small. Big ideas without proactive action steps lead to empty promises or unfulfilled dreams. Random activities without a grand vision take you in circles and end up driving you nowhere. building a thriving business, increasing your energy…

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Fitness

Free (or Frugal) Workout Ideas For A Life Zemplified

people exercising

If you’re setting fitness goals, choosing healthy habits to focus on, or making wellness resolutions for the new year, exercise is on your mind. But something else you might be thinking about is all of your expenses and making new savings goals. Paying to work out makes sense for people who can afford it and enjoy exercising or taking classes…

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Finances

The Money Talk With Family [And the Danger of Avoiding It]

money talks with family 1

Recently, I was fortunate enough to listen to Cameron Huddelston, author of Mom and Dad, We Need to Talk, during a live presentation on “How to Have Essential Conversations With Your Parents About Their Finances”. It was fantastic. Cameron knows how to make an awkward and not so fun topic interesting and easily understandable. We’ve reviewed her book on Women…

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Finances

They Let Me In The Basement! (And Other Quick News)

women entering the basement door

I’m on Stacking Benjamins today! I’ve been a fan of Joe Saul-Sehy for years. I was fortunate enough to get to watch him on our local news channel dispensing personal finance advice before blogs and podcasts where a big deal. Today, Joe, his co-host OG and their award winning show ‘The Stacking Benjamins Podcast’ are a really big deal. Recorded…

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Goals

Embracing Change and a Life More Zemplified

Life Zemplified – a healthier, wealthier, joy-filled simpler life with an abundance of Zen-like moments Life is full of change. Sometimes we welcome it. Other times we try to ignore it. Some of us even fight it. All of the personal and professional changes we may encounter with our – marriages, children, grandchildren, death of family members, divorces, housing, education,…

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Wellbeing

Time For Change: Knowing What To Do And Finally Doing It

Spring a time for change

Spring finally arrived in Michigan, wahoo! It always feels like a long winter to me, but with snow in late-April this year, winter felt extra long. The feel of the sun on your skin after cold and gloomy days is so welcome. Things feel new and exciting in the spring. You’re ready for a change. My husband enjoys being outside,…

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Wellbeing

Sharing A Family Cottage Can Cramp Your Style

sharing a family cottage at the lake

Recently, we published a post on Women Who Money that dove into the topic of purchasing a vacation property. It discusses the types of vacation properties, types of investors, the pros and cons of vacation homes, and other considerations. What we didn’t discuss, and what I’m diving into today is buying or owning (via inheritance) a vacation property with others….

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Hello & Welcome!

I'm Amy - Simplifying life and cracking the code on personal finance, nutrition, and exercise to save enough money, health, and sanity for a long and happy future. I hope you'll join me!

Honored to be Awarded the Best Generation X Blog

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Co-Founder of Award Winning Women Who Money

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Recent Posts

  • Ready, Aim, F.I.R.E.? [Start with this Planner!]
  • Refocusing Our 2020 Vision
  • How to Rebuild Your Financial Life After Divorce
  • When A Loved One Needs Your Help [Becoming a Guardian or Conservator]
  • Would You Buy This Rental Property For 65K?

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