Simplifying Finances, Fitness, Food, & Fun
You may already know that when you reach the age of 70 ½, you’re mandated by the IRS to start taking Required Minimum Distributions (RMDs) from tax-deferred IRAs, 401(k)s and other retirement accounts. What you might not know is RMDs may come into play for you a whole lot earlier than your 70th birthday if you inherit an IRA or…
Last week my husband and I were on a work trip in San Diego. We headed out a couple of days early to escape the monotony of our days in a cube and flee the Michigan winter. California did not disappoint and we enjoyed a week of warmth and sunshine On our first full day in California, we cruised up…
Most of us dream about financial freedom, but we may have a wrong concept regarding it. Many think achieving financial independence requires sacrificing, living a miser life, and depriving yourself. But, the truth is, while committing to financial independence requires making specific tradeoffs, you can reach it even after living a life of indulgence. Today’s post is contributed by Amy Nickson,…
Sponsored Post ~ When we decided to sell our sexy Jeep Wrangler in favor of having sexier finances we knew we needed to do a bit of homework and preparation before slapping up the for sale signs. Getting top dollar when selling your used car isn’t complicated, but it does require some work. I’ve outlined some easy to follow tips for…
Going from broke to wealthy requires earning and saving money no doubt. But it also requires a certain mindset and particular courses of action to increase financial health. In fact, according to current millionaires, specific behaviors, activities, and choices, are incredibly important on the quest for wealth accumulation and desire to achieve financial independence. The Millionaire Roundtable is a small…
Today I’ve got some intriguing financial statistics you may find enlightening, laughable, or perhaps even a bit sad or puzzling. They come from the Statistic Brain Research Institute, which strives to provide “accurate and timely statistics…to educate, assist, and sometimes entertain.” “I only believe in statistics that I doctored myself” ~ Winston S. Churchill Occasionally I visit their site when…
When we tire of chasing the so-called American Dream and begin seeking financial independence we often look at how we can cut our spending, to increase savings, start investing or pay off debt. This usually results in making some sacrifices. Some short-term and some for the long-term. But before you go determining your budget, be sure to consider your values….
![Less Stuff, Less Waste, More Money? [A Mindful Spending Experiment]](https://lifezemplified.com/wp-content/uploads/2018/01/less-stuff-less-waste-experiment-1080x565.jpg)
There are many savings and no spend challenges available on the internet to help you reign in your spending, get out of debt, build an emergency fund, and up your game to reach financial independence. Check these out for example: – David’s, Zero Day Challenge – Jaime’s, 52 Week Money Challenge – Nicole’s, Fun Saving Money Challenges for 2018 These challenges…
Wellbeing is more than just living a healthy life with physical activity and nutritious eating. Today, to achieve wellness we look to a multilayered approach combining physical, mental, financial, and spiritual wellbeing. And when we focus adequately on each of these dimensions we can live a more balanced life. Wellness Defined The National Wellness Institute defines wellness as, “an active…
You want to eat healthier foods but you struggle to believe good food can taste great. In the article below – published on Guyvorce.com – I share easy steps to master meal prep and create delicious healthy meals. Healthy Eating Hacks Food fuels your body and your brain. It has a dramatic impact on how you look, feel, and age. Who you…
Year after year, people make at least one of these most popular new years resolutions listed below. But more than 80% of the good intentions made for the new year will be forgotten by the end of January. And yes, I know this from experience not just because I read it somewhere else. Lose Weight and Get Fit Learn Something…
Driven by ambition, regret, or perhaps even guilt, many of you are creating new plans and goals for next year before the proverbial ink is dry on this one. I was doing that too. Then it hit me. I needed to take some of my own advice to slow down and savor the moment. It’s time to celebrate our wins and release…
