• Home
  • About
    • Contact
    • Why I Started A Blog
    • All Site Articles
    • Published Elsewhere
  • Finances
  • Fitness
  • Food
    • Recipes
      • Healthy Recipes – Baked Goods
      • Health Recipes – Eggcellent Dishes
      • Healthy Recipes – Vegetables & Fruits
      • Healthy Recipes – Fish, Meat & Poultry
      • Healthy Recipes – Smoothies & Drinks
  • Fun
  • Recommended
Life Zemplified

Discover What Matters • Leave the Rest

Goals

Personal Values: Allow Your Core Values To Guide Your Decision

  • Share
  • Tweet
  • Mix
  • Buffer
  • Send
core values decision making

Do you know your personal values? Have you ever asked yourself the questions below or similar questions? How about with your core values in mind?

  • Can I afford to buy that new and bigger House / Car / SMART TV?
  • Can I afford to eat that luscious looking chocolate cake?
  • Can we afford to not save for our retirement?
  • Can I afford to skip class or that grueling workout my trainer assigned?
  • Can I afford to spend time on social media?
  • Can I afford to worry about what other people think?

The more we think we want something (or perhaps don’t want something), the more we’ll work to justify a yes. And, often, the more time spent defending probably means the answer is a no.

core values afford definition

How do you usually warrant a yes or no answer to the afford question? Do you look at your checking account balance or weigh yourself on a scale? Or do you procrastinate or line up excuses?

Please allow me to suggest, that instead of pondering just those things, you consider your values as well.

Much like the business world uses company core values to guide their employees and business decisions, you can use your core values to guide your daily, monthly, and long-term decisions as well.

Personal Values

What do I stand for? What am I striving for? Why is that important to me? Answering questions such as these will help you define your core values.

Fleshing out the answer to these matters may prove challenging but will be worth the effort to build a foundation of sound beliefs and commitments. Which, in turn, will help direct you in the numerous decisions you’ll face on your journey through life.

“…your personal core values are there to guide behavior and choice. Get them right and you’ll be swift and focused in your decision-making, with clear direction. Get them wrong or leave them ambiguous, and you’ll constantly wonder how you got into this mess. – Kevin Daum

There is no magic number of personal values one should hold. Pick too few though and you won’t have much of a guide. Selecting too many, however, may leave you still unable to make solid decisions. You may identify with many personal values, but I suggest identifying 5 – 8 as your most significant.

personal values magic ball thinking

Just as there is no magic number of values, there is also no magic formula for determining your values. It helps not to analyze and over think this, but to go with your gut instead.

Whatever you do, be honest with yourself and choose values that truly mean something to you. Please don’t choose a value because you think it’s one another person would want you to have.

Identifying Personal Values

There are many lists of core values on the Internet – here is a brief list from James Clear. Take some time to review this list or another from a Google search and jot down those that speak to you.

Use these questions for inspiration:

  • What do I stand for or believe in?
  • What talents or skills do I contribute to the world?
  • When do I feel the most satisfied or happy?
  • What am I aiming or striving for?
  • Why is that important to me?

If you struggle to determine your personal values, think of someone you admire. Then decide what the things you admire about them are and why. This should help you identify core values important to you.

(In an article for Inc.com, Kevin Daum, provides his 5-step process here.)

Ranking Personal Values

Once you’ve identified your primary values, strive to rank them in order of importance. The order will help you when making decisions that involve one or more values, or when choosing between multiple goals, wants, or needs.

Pictured below is handy chart you can use to rank your values now. It can also be used to assist in deciding between multiple options, goals, or projects, which we’ll discuss below. Click here for a PDF version.

personal-values-chart

List the personal values you identified earlier in the boxes on the chart. Then evaluate each value against the others circling or highlighting the corresponding number for the value most important to you between the two core values.

After ranking each against all the others, count the number of circles/highlights chosen for each core value and next list the total count in the corresponding count box in the far right column. See example below.

Personal Values Ranking Chart

As depicted in the chart the values rank in the following order of importance in this random example:

  1. Knowledge (purple/no. 4 in the chart with a total count of 5)
  2. Health (orange/no. 1 in the chart with a total count of 4)
  3. Authenticity (blue/no. 2 in the chart with a total count of 3)
  4. Compassion (green/no. 3 in the chart with a total count of 2)
  5. Security (pink/no. 6 in the chart with a total count of 1)
  6. Loyalty (teal/no. 5 in the chart with a total count of 0)

Spend some time choosing and ranking your values, but remember not over to think it!

Evaluation and Alignment

Let’s now take a look at the values in action as they pertain to the questions posed earlier.

Using health, authenticity, compassion, knowledge, loyalty, and security, as chosen personal values, how do the hypothetical questions above come out?

  1. Can I afford to buy that new and bigger SMART TV?
    • Justification Thoughts: I’ve been working hard, my cat just died, and my girlfriend just broke up with me, I deserve to show myself a little compassion and reward. I’ll increase my knowledge and health having a new TV with all the educational and how-to shows I can watch. Video game playing on a badass TV will help me de-stress.
    • Values Consideration: My health will decrease with the more sitting & watching I’ll do. I’ve watched 100 episodes of Chopped and Bobby Flay on The Food Network, and I still don’t cook. Spending the $$ will cause me to feel less secure as I’ll have to dip into my savings to buy it. I just told Jay he shouldn’t buy new skis and save his money instead, me buying a new TV now isn’t being very authentic.
  2. Can I afford to eat that luscious looking chocolate cake?
    • Justification: I haven’t eaten much today. I’ll workout longer tomorrow. I’m craving something sweet. Everyone else is having a piece.
    • Reality: I might enjoy the taste for a bit, then my blood sugar will crash, and I’ll be tired and get a headache. I made a commitment to myself to improve my diet and health, eating that cake won’t be exhibiting loyalty to myself (and if I can’t be loyal to myself…). Didn’t I just tell Marci I gave up sweets? Ah, that authenticity thing again. I know from experience that the best way to conquer cravings is to not give into them because the feeling will pass.

Do you see how you might use your personal values to evaluate choices and make better decisions? Try it with one of the other hypothetical questions posed earlier, or try one of your own you might be struggling with.

      • Can we afford to not save for our retirement?
      • Can I afford to skip class or that grueling workout my trainer assigned?
      • Can I afford to spend time on social media?
      • Can I afford to worry about what other people think?

Aligning with your values helps keep you honest with yourself and pointed in the right direction. You may find it useful to revisit this exercise every year or so as your core values may change.

You can afford anything, but not everything — and that’s true not only for your money, but also your time, focus, energy and attention. ~ Paula Pant

Comparison and Decision

Often we must make a decision on multiple things at once or choose one item to focus on amongst a list of goals or projects. Utilize the chart we used above to rank your values again now to compare different options with your personal values in mind – here is the link again.

This time list 6-8 items from your major to do list in the boxes. Alternatively, you could list the various business ideas you’ve been pondering or try comparing eight items from your bucket list.

Again, rank each item against all the others, with your core values in mind. Count how many circles/highlights are identified for the corresponding items. The item with the highest number of circles will suggest what you focus on first. A hypothetical example depicted below.

Personal Values Decision Ranking Chart for Better Decision Making

This case suggests ranking these goals in the following order:

  1. Lose 25 pounds
  2. Travel to Hawaii for 20th Wedding Anniversary (tied with #3)
  3. Max out Roth IRA
  4. Change jobs
  5. Learn to build a website (tied with #6)
  6. Write a book
  7. Run a 1/2 marathon

As you can see the chart isn’t perfect and you may have some ties. To break the ties, look back to the chart and see which item you choose when ranking them against each other, and go with that one first. This chart is useful in weighing out numerous types of decisions.

It’s no good knowing your values if you don’t live your values. ~ Tim Brownson

Core Values In Practice

If you’ve discovered you value family over career, it may be time to look at your work schedule. Do you value health over indulgence, check in on your diet. If you value honesty or respect, consider it starts with you, act accordingly.

Identifying your values does not mean you’ll live in perfect accordance with them, but as a map, they will help guide you on your journey through life. You may occasionally miss a turn, take a detour, or run out of gas. That’s part of the adventure.

What’s your experience with core values? Have you determined yours in the past? Are you living up to them? Have they helped you make a major life decision? Let us know in the comments.

core-values-quote-pin

  • Share
  • Tweet
  • Mix
  • Buffer
  • Send

About Amy

Entrepreneur, Writer, and Wellness Champion ~ Striving to help others set & achieve goals with a focus on optimizing finances, nutrition, fitness, function, and fun on the path to greater wellbeing.

Founder of Life Zemplifed, Cofounder of Women Who Money, and Coauthor of Estate Planning 101, launching Aug. 8, 2021.

Share

Share
Tweet
Email
Pin
Comment
Previous
Next

Comments Cancel reply

Your email address will not be published. Required fields are marked *

 

This site uses Akismet to reduce spam. Learn how your comment data is processed.

  1. Erik @ The Mastermind Within says

    April, 2017 at 7:55 am

    First off, I love the Gandhi quote.

    On to your question, I’ve never mapped out my core values. I’d imagine they would revolve around family and self-improvement (personal finance, fitness, and learning).

    I’m going to fill out your worksheet and see what the results are! Thanks for sharing!

    Reply
    • Amy says

      April, 2017 at 8:23 am

      Thanks Erik! I hope you like the worksheet and that it proves helpful.

      Reply
  2. Matt @ Optimize Your Life says

    April, 2017 at 1:38 pm

    This is a really cool system! I’ll have to give it a try.

    I have a similar, but less formal, approach to spending questions. I never approach spending with the question of “Can I afford this?” and instead go with “Is this worth it?” We could afford a big, expensive house if we wanted to, but then we wouldn’t be able to do anything at all with our money and we’d have no flexibility with our jobs. So, yes, we can afford it, but we’re choosing not to buy it.

    I could benefit from your approach with regards to healthy eating. I know I should eat better, but I am essentially weighing the convenience of fast food against the vague idea that I should eat better.

    Reply
    • Amy says

      April, 2017 at 2:58 pm

      Thanks, Matt, I hope you find it useful!

      “Is it worth it?” is also a great question to ask! With your finances or food too. In the last 5 or so years, I’ve started to look at everything differently. The things I used to think I could afford or were worth the time or money, just aren’t that way anymore in comparison to the things that really matter.

      Definitely, try this approach with the eating. The convenience now may be a total burden later due to extra weight, health issues, etc. I used to think eating healthy would require a lot of time but the reality for me is it is often quicker! Making meals or snacks at home saves time driving to, waiting at, eating at, and driving back from a restaurant. Sure it takes some planning & preparation but saves time and money in the long run.

      Thanks for stopping by today. Good luck with the worksheet.

      Reply
  3. Carol ("Mimi") says

    April, 2017 at 9:59 am

    I love the way you’ve clarified the idea of personal core values and created the grid for decision-making. Pinning for future reference. I’ll give it a try. In the end, we are all left with only our own personal values to guide us through life. So, this is a really important concept.

    Reply
    • Amy says

      April, 2017 at 11:00 am

      Thank you Carol Or Mimi (we call my mom Mimi as well :)) I hope you find the chart useful. Exactly it’s all personal. Thanks for your visit and comment!

      Reply
  4. Le @ Mom* says

    April, 2017 at 10:25 am

    I love how thoroughly you explored this topic. I did a Daring Greatly intensive by Brene Brown last summer and there was a lot of values work in that and it was really impactful.

    Reply
    • Amy says

      April, 2017 at 10:43 am

      Thank you Le! I really enjoy reading Brene Brown’s works. That book specifically affected me in many ways. Thanks for your comment!

      Reply
  5. Jennifer (The Try It Mom) says

    April, 2017 at 10:37 am

    Wow, did I ever need this right now! Thank you for taking such a great topic and really breaking it down. It is necessary to break these decisions down like this to get the most optimal result but we usually default to the easy justification and immediate gratification!

    Reply
    • Amy says

      April, 2017 at 10:49 am

      Hi, Jennifer, oh so good to hear it resonated with you. I completely agree we often grab on to the instant gratification, we just don’t always love the end results. 🙂 Thanks for stopping by and commenting!

      Reply
  6. Mustard Seed Money says

    April, 2017 at 12:26 pm

    It took me awhile to establish my core values but over time they have become more clear. Health is at the top of my list along with eating clean and spending time with my family. This helps me choose the jobs that I take, the activities that I participate and how I make and spend money 🙂

    Reply
    • Amy says

      April, 2017 at 2:57 pm

      Sounds great MSM! Glad to hear your values help you focus on the important things and make wise decisions. 🙂
      Thanks for visiting and the comment.

      Reply
  7. Rebecca @ Strength and Sunshine says

    April, 2017 at 3:54 pm

    This is fabulous! It’s always so helpful to step back and reevaluate our own values and really take note of what’s shaping out choices as we tend to lose sight of that if we don’t check-in!

    Reply
    • Amy says

      April, 2017 at 4:37 pm

      Thanks for the comment Rebecca! So true. Life happens and we lose focus if we aren’t careful. Thanks for stopping by, love the name of your blog 🙂

      Reply

Disclaimer

Disclosure

Privacy Policy
Website Terms & Conditions
Personal Finance Blogs

Amazon Affiliate Disclosure

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

Stay Informed

Please wait...

Thank you for joining us!

  • Home
  • About
  • Contact
  • Finances
  • Fitness
  • Food
  • Fun
  • Healthy Recipes
  • Wellbeing
  • Recommended Books And Wellness Resources
  • Weekend Wellness
  • All Site Articles
  • Published Elsewhere

Copyright 2022 Sitemap